​Cloud Based NFC Mobile Payments - Security Risks and Protection Measures


​All of us have been witnessing the growing  process of digitalization in the field of banking lately. The important part of it is the payment cards digitalization, that is, the migration of plastic payment cards to digital format. A payment can be made using “NFC Capable” smart phone. The most popular way of implementation is “Cloud Based”, also known as HCE (Host Card Emulation). Many security questions arise from the subject of implementation. They can be answered and there are the solutions that make this type of payment safe.
​